My Truly Affordable Health Care Solution
I was recently asked to speak at an event in my town sponsored by the Democratic Party about the “crisis” of repealing the Affordable Care Act (ACA), known by most as “ObamaCare”. The invitation came from a local physician, who believed that the public should have input from all sides, including that from the “alternative perspective”.
After quickly considering all of my Sunday afternoon options, I declined the invitation. While I agreed that everyone in the health care conversation would benefit from my perspective, I was pretty sure that nobody who would attend this function really wanted to hear what I had to say.
This morning, I read an article in the local newspaper about the event. The story in the paper only confirmed that my opinions about the practicality and affordability of Obamacare would have fallen on deaf ears. According to the article, everyone at the meeting agreed that repealing the ACA would be a disaster for everyone. I totally disagree. Done properly, a new system that gives coverage to every person is just what we need!
The biggest problem we have with the Affordable Care Act is that it is not really affordable. On the other hand, complete coverage could be very affordable but requires a total reconsideration of several factors that nobody wants to talk about. Surprisingly, it starts with a premise that should be near and dear to the heart of all Americans—freedom!
America is the “land of the free”, right? You do not hear that much anymore. The phrase has slowly been changed to “freedom isn’t free”. The implication is clear—we aren’t really free and we should all be OK with that. Events, like the one I did not attend, are occurring all over the country right now. These events are telling us that we have to accept the government’s right to make our decisions for us, including about our health and health care. If you don’t like the set-up, too bad. And, by the way, you have to pay for it anyway!
ObamaCare has been a disaster for the large number of people who prefer the natural health alternative. Resources are being routed into a system which they neither support or routinely participate in, except in an emergency. Paying the massive insurance premiums needed to support the current system leaves them without the financial resources needed to participate in a truly natural health care system, one that focuses upon “health” rather than on “disease”.
Contrary to the initial promises made by the advocates of the ACA, natural preventative care does not play an active role in this system. The term “preventative care” has been redefined to meet the needs of the pharmaceutical and medical lobbyists and true preventative care has been marginalized into near extinction.
As a result, most of my patients use cash to pay for their care. Plus, they also pay their ever-increasing insurance premiums. The people I treat are not seeking to get another chemical in the form of a prescription. They know that they are getting enough chemicals already from the processed GMO food products they are eating. My patients are seeking advice regarding health alternatives from nature. And I am pleased to provide them with those options. They pay out-of-pocket because our protocols are “not a covered service”.
So, what is my “Truly Affordable Health Care Solution”?
It is pretty simple—get rid of all of the expensive stuff that really doesn’t support true health, like insurance companies and government interventions.
I recommend an automatic health savings account totally directed by the person responsible for making the individual health care decisions. The account would be backed by a major medical policy that would kick-in only when the annual health expenses exceed $10,000. Each American would receive an annual health care allotment that can be used as they choose (freedom returns). If they don’t spend it, it can be rolled-over into the next year.
Everyone will be covered. Everyone becomes responsible. Freedom of choice in health care returns.
Health savings accounts have worked well in the past. The problem came from the “disease care” industry as people increasingly made natural health care choices. The insurance companies, the hospitals and the pharmaceutical industry all lost market share when people were actually empowered to make their own choices. The money flows away from them. These are the groups that do not really want the system improved.
That is why those groups need their lobbyists!